Different Travel Cards You Can Use: The Pros and Cons

Spending your holiday at antiher destination need not send you to the "poor house" at end of your vacation. It does not have to sting you with excessive bills, too, by maxing out your charge plate.

There are many ways to avoid the post-holiday blues, and the simplest thing that you can do is to sort out which plastics will serve you best. We have a taken a look at pros and cons of different cards, so read on.

Credit Card

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Why it is a good choice?

• You can use it to earn reward points for accommodation, airfare, and the like.
• You can use it anywhere in the world.
• Some providers do not charge fees for cash withdrawals.
• You can get a direct refund if something goes wrong with your purchase that costs over 100 British pounds.

Why it is bad a choice?

• If your provider imposes charges on cash withdrawals, the fees can be quite stingy.
• You are going to start paying an interest the moment your withdrawals go higher than normal.

Debit Card

Why it is a good choice?

• You can use it anywhere in the world, especially if your provider has a global scope.
• You can control your spending according to the amount you deposited in the plastic.
• You can withdraw cash with little to no fees being levied.

Why it is bad a choice?

• Most providers will impose a charge for every purchase you make using the plastic.

Prepaid Card

Why it is a good choice?

• It is the safest way to take money outside the country.
• You can load money on it but still keep it separated from your bank account.
• Your account is safe even if the card gets stolen.
• Replacement can be made fast.
• You simply ask your bank to reload it once you ran out of money.

Why it is bad a choice?

• Most providers charge a fee (at about 2.7 percent) in addition to the 1.5 percent commission rate imposed for loading money onto the card.
• Replacement is not for free.

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Knowing the advantages and disadvantages of each plastic, carefully choose which option will suit you best during your holiday.