Ways to Keep Your Money Safe on Holiday

Millions of people travel every day. They do it either for business or pleasure and, if all goes well, they return home with great souvenirs and treasured memories. Unfortunately, not all holidaymakers may be fortunate enough to comeback happy, rejuvenated, and stress-free. This is because even in popular resorts considered to be safe destinations, vacationers can fall prey to scam artists and thieves. Thankfully though, you can have an incident-free getaway with a few simple precautions.

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1. Minimise the attention you attract. The fact that you can afford to visit such country or destination may make the locals think that you are a rich tourist. Plus, if you put on designer clothes and stand-offish jewellery or have an expensive camera hanging about your neck, you would stand out like an apple in a basket of oranges. So, the first important thing you should do is to minimise the attention you are getting. If possible, dress like the locals.

2. Carry little cash. Avoid withdrawing too much money from the bank or ATM in your locality. This is especially true if you are travelling internationally. Instead, load up your debit card and consider traveller's cheques and credit cards as your buddies. Charge plates are good because you can have them cancelled right away when they get lost or stolen. Travel cheques, on the other hand, make a good alternative for cash because they can be easily replaced.

3. Do not flaunt your wealth in public. As mentioned above, carry as little cash as possible. This goes further to say that you should only bring the amount that you expect to need for the day. Also, do not count wads of money in public—you are asking for trouble if you do.

4. Carry two wallets. One of them should be cheap, containing several bills and few expired credit cards. This is the one you should take out when making purchases in public, as well as the one you should hand out to the crooks in that unfortunate event that you somehow encounter some.

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5. Keep your money close to your skin. In other words, place it where you can feel it or easily guard it. You can have it in a money belt worn under your clothing, or you can have it tuck in your shoe. And whenever you need to access it, do so in a private place.